THE BLOOMPAY SUITE

One integration.
Complete financial control.

Explore our modular APIs designed to handle everything from global collections to high-velocity payouts with military-grade precision.

CORE PRODUCT

Payment Gateway

A highly-optimized checkout experience designed to maximize conversion rates across cards, net banking, and wallets.

  • 100+ Payment Methods Supported
  • Native Mobile SDKs (iOS/Android)
  • Advanced Fraud Protection (3D Secure)
CORE PRODUCT

UPI Intent Routing

Bypass the VPA screen. Automatically trigger the user's preferred UPI app (GPay, PhonePe, Paytm) for a 1-click checkout.

  • 3x Higher Conversion Rates
  • Dynamic QR Generation
  • Real-time Callback Webhooks
CORE PRODUCT

Payout Engine

Automate your disbursements. Send money to vendors, employees, or customers instantly, 24/7/365 without manual intervention.

  • IMPS, NEFT, RTGS & UPI Support
  • Bulk Uploads via CSV or API
  • Intelligent Smart Routing
NEW ARCHITECTURE

Smart Aggregator

Never lose a transaction to bank downtime. Our neural engine dynamically routes payments to the gateway with the highest current success rate.

  • Zero-downtime Failover Logic
  • Unified Single Ledger View
  • Custom Volume Routing Rules

Subscriptions API

Set up recurring billing effortlessly. Support e-Mandates via UPI and Cards for SaaS, OTT, and subscription box businesses.

  • RBI Compliant e-Mandates
  • Automated Pre-Debit Notifications
  • Flexible Billing Cycles

Identity & KYC

Onboard users securely. Verify PAN, Aadhaar, Bank Accounts (Penny Drop), and GSTINs in real-time via REST APIs.

  • Bank Account Validation (Penny Drop)
  • Real-time PAN/GSTIN Fetch
  • Aadhaar Paperless Offline e-KYC

Built by developers,
for developers.

Integrate our entire suite using a unified, RESTful API architecture. Client libraries available for Node.js, Python, PHP, and Java.

$ npm install @bloompay/node

// Initialize universally
import BloomPay from 'bloompay';
const bloom = new BloomPay('sk_live_123');